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Life in Australia Guide

Essential information for living in Australia. Select a guide below.

Visa & Settlement

Working Holiday Guide

Complete guide from WHV application to settling in. Visa application, departure prep, jobs, and tax refunds.

Visa Application
Jobs
Second Visa

Visa/Immigration Guide

Latest information and procedures for PR, student visa, WHV, and skilled migration.

PR
Student Visa
Skilled Migration

Migration Guide

From visa decision through pre-departure, arrival, and settling — the big picture of moving to Australia.

Migration
Visa
Pre-departure
Settling

Settlement Manual

Everything to do after arriving. Accommodation, transport, banking, healthcare, and ethnic communities in Australia.

Accommodation
Transport
Healthcare

Culture & Manners

Australian social manners, workplace culture, multicultural etiquette and community life

Manners
Workplace
Multicultural
Festivals

Emergency Response

From dialling 000 to handling each situation — what you must know when a life is at risk

How to call 000
Free interpreter
By situation

Australian Citizenship (Citizenship by Conferral)

The next step after permanent residency. We walk you through the whole process before you apply — the 4-year residence requirement and limits on days spent overseas, the citizenship test (75% plus all 5 values questions), the interview and the ceremony.

4-year residence
Citizenship test
Ceremony

Partner/Spouse Visa (820/801 · 309/100)

If you want to settle in Australia together with an Australian citizen or permanent resident spouse/partner — a general overview of applying from inside Australia (820→801) versus outside (309→100), sponsor requirements, the 12-month cohabitation evidence for a de facto relationship and the relationship-registration exemption, and the four areas of relationship evidence.

Spouse visa
De facto
Sponsor

100 Points Proof of Identity

An at-a-glance look at the '100 point proof of identity' you must have for opening a bank account, renting, or getting a driver licence — 70-point primary documents such as your passport, the secondary points table for Medicare and bank cards, the order in which to build up points right after arrival, plus translation of overseas documents and free interpreting (TIS). General guidance.

Proof of Identity
Bank Account
Points Table

Bridging Visas (A·B·C·E)

The bridging visa that keeps you lawful between the expiry of your old visa and the decision on your new one — A(010)·B(020)·C(030)·E(050) at a glance, the 'leave and you can't return' misconception, carrying over work rights, and BVB for overseas travel.

Bridging visa
Lawful stay
Re-entry

Check & Comply with Visa Conditions (VEVO)

Check your visa conditions directly with VEVO and learn how to avoid having your visa cancelled for breaching conditions such as work limits (8105), No Further Stay (8503) and course progress (8202).

VEVO
Visa conditions
Condition breach

Visa Refusal & Cancellation Response (ART Review)

What to do before your rights expire when a visa is refused or cancelled. A guide to the 2024 ART (Administrative Review Tribunal) merits review and judicial review pathways, strict application deadlines, free interpreters, and professional advice.

Visa Refusal & Cancellation
ART Review
Application Deadline

Temporary Graduate visa (subclass 485)

A clear rundown of the two streams, requirements, and application steps for the subclass 485 visa, which lets you work in Australia after you graduate.

Visa
Graduate work
subclass 485

Skills Assessment

A clear overview of the concept and process of the skills assessment — an essential preliminary step for Australian skilled migration — along with choosing an assessing authority and what to prepare.

skilled migration
skills assessment
assessing authority

Employer-sponsored work and permanent visas (482 · 186)

A guide to the Skills in Demand (482) and ENS (186) visas, which lead from working under the sponsorship of an Australian employer through to permanent residency, based on the major 2024 reforms.

482 visa
186 permanent
Employer sponsorship

Skilled migration points test

An easy summary of the scoring categories, the minimum 65 points, and the EOI submission flow of the Australian skilled migration (189/190/491) points test. An explanatory guide for self-checking.

Skilled migration
points test
189/190/491

Arrival Declaration and Biosecurity

The rules for bringing in food, medicines and cash, plus the honest-declaration principle of the Incoming Passenger Card. A must-read guide before arriving in Australia.

Biosecurity
Customs Declaration
Arrival Prep

Visas for Bringing Your Parents to Australia

The reality of long parent permanent visa queues and the realistic alternatives — the visitor visa (600) and the Sponsored Parent 870 — laid out with expectation management in mind.

Bringing parents
Visitor visa 600
subclass 870

PR travel facility renewal (RRV)

Your PR travel facility lasts 5 years from grant. Learn how to check it on VEVO before it expires and renew it with an RRV (155/157).

Permanent residency
RRV
Visa renewal

State-Nominated Skilled Migration (190/491)

Explains the structure of state nomination, the practical pathway in the era of shrinking 189 invitations. The SkillSelect EOI and state ROI processes, the independent programs of the 8 states and territories, the 491 regional condition and the 191 transition pathway.

190/491
State nomination
EOI/ROI

Civic duties (voting & jury)

Covers the three key legal obligations of new citizens — AEC electoral enrolment within 21 days of citizenship, compulsory voting in federal and state elections, and responding to a jury summons — based on official procedures.

Compulsory voting
Electoral enrolment
Jury duty

Leaving Australia checklist

A hub guide to departure preparation common to all visas — from the TRS refund to tax, bond, car and mail, organised chronologically by counting back from your departure date.

Departure prep
TRS
Checklist

Family Joining Later (Subsequent Entrant)

The subsequent entrant application process for adding a spouse and children to the same temporary visa (500/482/485) after settling first, plus common mistakes.

Family
Visa
ImmiAccount

Free settlement support services (SETS)

Who is eligible for SETS and HSP — the free, government-funded settlement programs — and how to use them. Honest guidance including alternatives for those who are not eligible, such as students and working holiday makers.

SETS
Settlement support
Migrant resource centre

Shipping household goods to Australia

How to send your household goods as unaccompanied personal effects (UPE) for a permanent or long-term move — ABF customs clearance and concessions, the B534, DAFF biosecurity, and sea and air freight.

Unaccompanied cargo
Customs and biosecurity
Migration

Work & Labour Rights

Australia Job Search Guide

Australian-style resume and cover letter, using Seek/Indeed, interview etiquette, TFN and Super, references and industry job-search tips.

Resume
Seek
Interviews

Workplace Problems & Wage Theft Reporting

Where and how to report unpaid or underpaid wages, unfair dismissal, and workplace safety or discrimination — general information on Fair Work, the 21-day unfair dismissal deadline, free interpreting (TIS), anonymous reporting and visa protections.

Wage Theft
Unfair Dismissal
Interpreting

Salary Guide

Check real salary data by occupation and region. User-submitted averages, medians, and ranges by experience.

Salary by Occupation
Regional Comparison
Experience Level

Start a Business

Business structure, ABN/GST registration, tax and accounting, insurance and licences.

ABN
GST
Accounting
Licences

Professional Registration & Licensing (AHPRA · Teachers · Engineers)

Regulated occupations such as nursing, medicine, teaching and engineering require practical registration/licensing 'to actually work' — separate from your migration skills assessment. A general guide laying out, by profession, the AHPRA (IQNM) · ANMAC · state teacher registration (NESA · VIT) · Engineers Australia processes.

AHPRA
Teacher Registration
Engineers

Police Check & WWCC

An essential requirement for jobs in healthcare, childcare, education and volunteering. Here's where and how to get a National Police Check (ACIC) and a state-based WWCC.

Police Check
WWCC
Job Prep

Leave and annual leave rights (NES)

We've set out the statutory minimum leave for Australian workers (annual leave, personal leave, parental leave, and more) based on the Fair Work NES. Check the differences by employment type, the application process, and common misconceptions all in one place.

Annual leave
NES
Fair Work

Student work-hour limit

A summary of the work-hour rules for the Student visa (subclass 500). Based on official information, it covers the key points: 48 hours per fortnight while your course is in session, unlimited during breaks, and working after your course commences.

subclass 500
work hours
condition 8105

Gig work & ABN contracting

Delivery/rideshare tax and the special GST rules, plus how to spot sham contracting using the employee vs contractor test.

ABN
Gig economy
Sham contracting

Essential work certificates (RSA, White Card)

How to obtain RSA, White Card and food safety training in each state, and how to avoid scam courses. A practical guide for your first month of job hunting.

RSA
White Card
Certificates

Workers Compensation Claims

A guide to Australia's workers compensation scheme, which you can claim after a work injury regardless of visa or employment type. Covers 5 steps, from reporting the injury to medical expenses, weekly payments and disputing a rejection.

Workers compensation
Work injury
Weekly payments

Final Pay and Termination

From final pay and unused annual leave payout to the unrecoverable 21-day unfair dismissal deadline — the rights to secure when your employment ends.

Final pay
Unfair dismissal
Fair Work

Payslips & Underpayment Check

What payslips must legally include, how to read gross, net and super, and a 5-step self-check for wage underpayment using the Fair Work PACT calculator.

Payslip
Underpayment
Fair Work

Reporting exploitation & visa protection

The fear that 'reporting means visa cancellation' is the mechanism that keeps exploitation going. You can report even if you have breached a visa condition — here are the reporting protections currently in operation and how to report.

Unpaid wages
Visa protection
Fair Work

Responding to workplace sexual harassment

A victim-centred guide to the legal test for sexual harassment and the 2022 Respect@Work amendments (the company's positive duty to prevent), the three reporting paths of the internal process, the FWC and the AHRC, plus recording evidence and 24-hour psychological support lines.

Respect@Work
Reporting paths
Psychological support

Unpaid trials and internships

A "2-week unpaid trial" is illegal in most cases. This explains the requirements for a legal trial under Fair Work standards and the process for recovering unpaid wages.

Unpaid trials
Internships
Work rights

Long Service Leave (LSL) — the complete guide

An at-a-glance summary of Australian long service leave — the reward for working long-term — covering state eligibility, pro-rata settlement, and the portable LSL scheme where accrual continues even when you change jobs within an industry.

Employment rights
Long service leave
Portable LSL

Platform worker minimum standards and unfair deactivation remedies

A guide to the new Closing Loopholes scheme for digital platform workers such as delivery and rideshare. It covers minimum standards orders and how to challenge an unfair deactivation at the Fair Work Commission.

Gig work
Deactivation remedies
FWC

Australian resume & cover letter

Office 2–3 page vs casual 1-page formats, the no-photo/no-DOB convention, ATS keywords, referee conventions and stating work rights — an example-based guide to Australian job application documents for WHV holders and new arrivals.

Resume format
Cover letter
WHV job search

Job interview preparation

Step-by-step preparation from phone screening to in-person interviews and trial shifts, the STAR method, your right to ask about pay, and handling unlawful questions.

Interview
STAR
Trial shift

Farm and harvest work rights

From the official Workforce Australia Harvest Trail job channel to verifying piece-rate hourly equivalents, checking labour hire licences, the legality of wage deductions, and farm safety and workers' compensation — what to check before you start work.

Farm work
Piece rates
Harvest Trail

Housing, Transport & Telecom

Rent/Lease Guide

Rent search, inspection, application, bond, lease, and tenant rights.

Bond
Inspection
Lease

Driving License Guide

International license, state conversion (NSW/VIC/QLD), road rules, and fines.

International License
License Conversion
Road Rules

Used Car Buying Guide

PPSR check, RWC/Roadworthy, car insurance, registration transfer, and Stamp Duty.

PPSR
RWC
Insurance

Public Transport

State transport cards like Opal, Myki and Go Card, top-ups, fares and caps, trains, buses, trams and ferries, and airport transfers — how to use Australian public transport, summarised.

Transport Cards
Fares & Caps
Airport Transfers

Mobile Phone Setup

Australian mobile setup from A to Z — comparing the three major networks (Telstra, Optus, Vodafone) and MVNOs, prepaid vs postpaid, SIM and eSIM activation, and how to choose a data plan.

Carrier Comparison
MVNOs & Plans
SIM & eSIM

Utilities Guide

Signing up for and comparing electricity, gas, water and internet (NBN), switching plans, move-in connection and money-saving tips.

Electricity & Gas
NBN Internet
Saving on Bills

Converting an Overseas Driver Licence — Country-by-Country Differences & the 2025-2026 Reforms

When converting your home-country driver licence to an Australian one, the test exemptions you qualify for depend on your country of origin. Recognised countries convert without a test; non-recognised and List B countries must sit every exam. From February 2026 the NSW reform made 16 jurisdictions — including Korea, Taiwan and Hong Kong — subject to testing.

Driver Licence
Settling In
Transport

Home Internet (NBN) Connection

We've laid out Australia's national broadband network (NBN) — its access technologies and speed tiers, choosing a plan, and everything from installation to transferring when you move — in an easy format for residents in their early days here.

NBN
Internet connection
Settling in

Changing Your Address in Australia — A Guide to Notifying Each Organisation

How to check the conditions for sending your address to linked services through myGov, and the separate update processes for your driver licence, vehicle registration, electoral roll, visa, bank, telco and insurance after moving in Australia.

Change of address
myGov
Moving

Share house & boarder rights

A guide for sub-tenants, boarders and lodgers whose name isn't on the lease. Covers state rules, written agreements and records, bond disputes and unlawful eviction.

Share house
Bond
Occupancy rights

What to Do After a Car Accident

Covers, in order, the obligation to stop and exchange details right after an accident, when to report to the police, the difference between CTP and comprehensive insurance, insurance claims, and towing scams to watch out for.

Car accident
CTP insurance
Police report

E-scooter and e-bike rules

The same device can be legal or illegal depending on the state. Legality trends by state, common helmet and alcohol rules, fines and battery fire prevention — checking your state before buying is essential.

e-scooter
rules by state
fines

Strata apartment living

By-laws, levies and special levies, repair responsibilities, and the dispute resolution process all the way to the tribunal — organised by state for NSW, VIC and QLD.

Strata
Levies
By-laws

Child car seat laws

Age-based car seat requirements, front seat rules, AS/NZS 1754 certification (overseas seats cannot be used), and free fitting checks.

Car seats
Child safety
Road rules

Toll Roads & Toll Accounts

From opening an Australian toll account or E-tag to the 3-day post-travel golden window, stage-by-stage responses to snowballing toll notices, and dispute and relief schemes.

Toll account
E-tag
Toll notice

Home fire safety

State smoke alarm laws and landlord/tenant responsibilities in rentals, winter heater, electric blanket and lithium battery fire prevention, plus escape planning.

Smoke alarms
Winter safety
Lithium batteries

Dealing with rental mould and damp

From judging responsibility for mould and the written reporting process to gathering evidence and tribunal remedies — how to protect your tenant rights during the winter condensation season.

Mould
Tenant rights
Rental disputes

Buying a home on a temporary visa (FIRB)

The FIRB approval process and fees for temporary visa holders buying a home in Australia, the 2025–27 restriction on established dwellings, and the annual vacancy fee return obligation — based on official sources.

FIRB
Home buying
Vacancy fee

Interstate moving checklist

Moving interstate is re-registration, not a change of address. Licence and rego transfer, school enrolment, utilities, and concession re-checks in chronological order.

Interstate move
Licence transfer
Rego

Drug driving rules (MDT and prescription medication)

This guide sets out the two offence structures — illegal drug detection (presence) and prescription medication impairment — mobile drug testing (MDT), and the misconception that having a prescription makes it fine.

drug driving
saliva testing
prescription medication

Outback and remote-area driving safety

From trip planning and unsealed roads to road trains and communications blackspots — the safety essentials to cover before a remote-area road trip in Australia.

Road trips
Driving safety
Trip planning

How to Check Flood Risk

How to use official government maps to check whether an address has flooded in the past or sits in a flood-risk area before you move, rent or buy. Select your state to be taken to that state's official flood map.

Flooding
Flood maps
Property

Money & Tax

Tax/Tax Return Guide

TFN application, Tax Return process, MyGov integration, WHV tax rates, and refund tips.

TFN
Tax Return
MyGov

Tax File Number (TFN) Guide

The TFN is the very first thing to sort out after you arrive in Australia. This guide covers how to apply online with the ATO for free, eligibility and timing, the drawbacks of not having one, and what to do once you receive it.

TFN
Tax Number
Post-Arrival Essential

Bank Account Guide

Compare Big 4 banks (CBA, ANZ, NAB, Westpac), online account opening, BSB, and remittance.

CBA
BSB
Remittance

Personal Finance

Household budget, credit score, savings and investing, superannuation strategies.

Budget
Credit
Savings
Investing

Superannuation Guide

Super concept, fund selection, account consolidation, and DASP refund on departure.

Super
DASP
Pension Refund

Remittance Comparison

Compare the fees and exchange rates of Wise, Remitly, OFX, Western Union and direct bank transfers when sending money home from Australia.

Wise
Fees
Exchange Margin

Credit Score Guide

What an Australian credit score is, how to check it free with Equifax, Experian and illion, and how new arrivals can build and manage their credit.

Credit Score
Credit Report
Building Credit

Insurance

Types of health insurance (OVHC·OSHC), car insurance (CTP·comprehensive) and travel/renters insurance, with comparison and sign-up tips, from the perspective of foreigners living in Australia.

Health Insurance
Car Insurance
Compare & Sign Up

Non-Resident & Foreign Income Tax (Residency Test · FITO)

Explains how tax residency is determined, the temporary resident exemption on foreign income and CGT, the obligation to declare foreign income such as home-country rent and pensions, and how to reduce double taxation using DTAs and the Foreign Income Tax Offset. It starts from the key point that your visa status and your tax residency are two separate things.

Residency test
Foreign income reporting
Double tax · FITO

First Home Purchase — Government Support

Government support available when you buy your first home in Australia — from the federal 5% Guarantee (First Home Guarantee), state grants (FHOG), to stamp duty exemptions and concessions. This is a general guide to the citizenship/permanent residency eligibility requirements, the differences between states, and how to apply.

5% Guarantee
FHOG
Stamp Duty

Paid Parental Leave (Parental Leave Pay & Employer Leave)

How to protect your job and income when you have or adopt a child — government Parental Leave Pay, Fair Work unpaid protected leave, and employer paid leave at a glance.

Parental Leave
Parental Leave Pay
Centrelink

Family Payments (Family Tax Benefit · Parenting Payment)

A guide to Centrelink parenting support payments for foreign families raising children in Australia. Eligibility, residence rules, and how to apply for FTB Part A·B, Parenting Payment, and newborn payments.

Family payments
Centrelink
Parenting support

DASP — Claiming Your Australian Super on Departure

How to reclaim the superannuation you built up working on a temporary visa when you leave Australia. Eligibility, tax rates and the application process, plus how it differs from the TRS airport refund.

Super Refund
Departure Settlement
Working Holiday

Work-Related Deductions in Depth

An in-depth look at employee deductions — WFH, car, work clothing, and self-education — based on ATO rules. Covers the three golden rules, the $300 threshold, record-keeping obligations, and common misconceptions.

Tax deductions
Working from home
ATO

Declaring foreign income and assets

Covers Australian tax residents' worldwide income reporting obligations, CRS automatic information exchange, the temporary resident exemption, double taxation relief (FITO), and voluntary disclosure.

Tax
CRS
Foreign income

Private health deadlines for PRs

A summary of the lifetime LHC loading that kicks in about 12 months after Medicare registration and the MLS extra tax for higher earners. Be sure to check these in your first year as a permanent resident.

LHC loading
MLS
Permanent residency

Sole Trader Tax in Practice

The ongoing tax obligations ABN businesses must meet every quarter — the GST registration threshold ($75,000), quarterly BAS due dates, and how PAYG instalments work.

BAS
GST
PAYG instalments

Retiring in Australia

Covers the Age Pension eligibility age of 67, the 10-year residence rule, super access ages and how super interacts with the assets test. A realistic starting point for retirement planning for late-arriving migrants and sponsored parents.

Age Pension
Super
Retirement planning

Salary Packaging 101

How salary sacrifice works — converting pre-tax salary into super, living expenses or a car — with the caps and the traps. Also covers FBT concessions for NFP workers and the impact on HELP repayments.

Salary Sacrifice
Pre-Tax Benefits
FBT

Energy Rebates & Concessions

The three-layer federal, state and emergency support structure that eases winter bills. Covers the full concession matrix and application channels across all 8 states and territories, plus bill-crisis vouchers (EAPA, URGS, HEEAS).

Electricity bills
Concessions
Emergency support

ESS/RSU tax

How employee share scheme (ESS/RSU) taxing points work — taxed even if you don't sell — plus ESS statement reporting and handling a move between countries.

ESS
RSU tax
Tax return

Preventing money mule and account-lending crime

How to stop your bank account or identity from becoming a transit point for someone else's criminal funds and turning you into a criminal suspect. It explains how to spot recruitment signals and the process for declining and reporting.

Money mule
Account lending
Money laundering

Departure CGT in depth — deemed disposal, six-year rule

An in-depth summary of the capital gains tax on your assets when you leave Australia. It covers CGT event I1 deemed disposal and the choice between immediate taxation and deferral, the six-year main residence rule, offsetting and carrying forward capital losses, and record-keeping.

CGT in depth
Departing and non-residents
Six-year rule

Overseas online shopping and international mail: customs and biosecurity

A summary, based on official sources, of the import GST, customs and biosecurity, prohibited items, and remedies when problems arise when you shop overseas online or receive goods by international mail to Australia.

Overseas online shopping
Import GST
Customs and biosecurity

Overseas inheritance/gift and Australian tax

Australia has no inheritance or gift tax, but if you sell an inherited asset or it produces income, CGT or income tax may follow. Here is a summary of the Australian treatment and deceased estate CGT.

Inheritance & gift
CGT
Tax

Family carer support (Carer Payment, Carer Gateway)

A guide to Australia's income support and free services for the carer themselves — someone who has become a family carer. Covers Carer Payment and Carer Allowance eligibility, residence requirements and how to apply, plus Carer Gateway, which offers free counselling and emergency respite.

Carer Payment
Carer support
Carer Gateway

Health, Education & Family

Health/Insurance Guide

Medicare, OSHC, private cover, how to see a GP, using the emergency department, and finding GP clinics in your language.

Medicare
OSHC
GP Visits

Hospitals & Doctors

Search GPs, specialists, dentists, pharmacies and emergency departments across Australia. You can filter for bulk billing and for clinics that consult in your language.

GP
Specialist
Dentist
Clinics in your language
Bulk Billing

Schools & Education

Search weekend community language schools, tutoring, language colleges, daycare, primary and secondary schools and universities in Australia, all in one place — with reviews and ratings.

Community language schools
Language School
Daycare
University

University

From entry pathways to tuition and scholarships, the student visa link and the application process — a practical guide for foreigners preparing for university in Australia.

Entry Pathways
Tuition & Scholarships
Student Visa

Childcare

Care types, claiming the CCS subsidy, fees and waitlists — a practical guide to raising kids in Australia.

Childcare
CCS Subsidy
Working Parents

Accredited English Tests

From comparing IELTS, PTE and TOEFL to score requirements for visas, migration and universities, applying, prep tips and fees — all at a glance.

IELTS
PTE
TOEFL

Free English Classes (AMEP)

Free English lessons the Australian Government provides to eligible migrants (AMEP) — if you are 18 or over and hold a permanent or eligible temporary visa, there is no cost, plus free child care for pre-school children. Eligibility, enrolment deadline and how to apply explained.

Free English
Settlement & Education
Child care

Dental & Optical Costs (Not Covered by Medicare + Extras + Child Dental Benefits)

We explain why Medicare barely covers dental and glasses, what falls outside its scope, and how to cut costs using private Extras cover, the Child Dental Benefits Schedule (CDBS), and public dental — from the perspective of foreigners living in Australia.

Dental costs
Extras cover
Child Dental Benefits

TAFE & Vocational Training (VET) — incl. Fee-Free TAFE

The Australian vocational education (VET) pathway to a short, low-cost job qualification through Certificate and Diploma courses. Learn who qualifies for Free TAFE at no cost, whether your visa lets you enrol, and how to find a course.

TAFE & Vocational Training
Free TAFE
Certificate & Diploma

NDIS Disability Support (Eligibility, Plans, Services)

A summary of NDIS eligibility, the access request process, plan management options, and free interpreting pathways for citizens, permanent residents, and SCV holders (aged 0–64 with permanent, significant disability).

Disability Support
Eligibility & Applying
Plan Management

Prescriptions, Pharmacies & PBS Medicine Costs

How to get a prescription (script) and use a pharmacy in Australia, how much the PBS subsidises medicine costs, and how your medicine cost differs depending on Medicare or RHCA (Reciprocal Health Care Agreement) eligibility.

PBS medicine costs
Prescriptions & eScript
RHCA & Safety Net

OSHC & OVHC — Mandatory Health Cover for Students and Temporary Visa Holders

A clear overview of how to take out the mandatory health cover required for student and temporary visas, plus key things to watch for.

OSHC
OVHC
Health cover

How to See a Doctor — GP Appointments, Bulk Billing & Telehealth

From booking a GP — the gateway to Australian healthcare — to cutting costs with bulk billing, telehealth and after-hours care, and telling the ED apart from a GP, pulled together from official information.

GP appointments
Bulk billing
Telehealth

Pregnancy, birth and newborn steps

Birth care pathways by Medicare and temporary visa status, the insurance waiting-period trap, and everything from birth registration to newborn Medicare, visas, and citizenship at a glance.

Pregnancy & birth
Medicare
Birth registration

Getting mental health support

From booking a GP to a Mental Health Treatment Plan, Medicare-subsidised counselling, free 24-hour helplines and multilingual interpreting — how to look after your mental health.

Medicare
Free counselling
Multilingual

Transferring immunisation records (AIR)

How to add overseas vaccination records to the AIR and complete catch-up. Simply failing to transfer records can cut your family payments and CCS — childcare enrolment requirements included.

AIR
Catch-up
Family payments

Gambling support

The free 24-hour Gambling Help Online (1800 858 858) and how to register with the national self-exclusion register BetStop. We also cover bank gambling block features and family support.

BetStop
Free counselling
Self-exclusion

Alcohol and drug support

From the 24/7 free hotline 1800 250 015 to GP consultations, public residential rehab and family support — a stigma-free guide to confidential support pathways.

24/7 hotline
Free counselling
Confidential

Bringing in personal medication & continuing prescriptions

A summary of the traveller's exemption under TGA rules: the 3-month carry-in limit, cautions around controlled substances and herbal medicines, switching to an Australian GP prescription, and PBS costs.

TGA
Prescription medication
Import rules

Aged Care

From My Aged Care registration and assessment to Support at Home home care, residential aged care cost structures, respite care, and protecting your rights — a process guide for families preparing to care for their parents.

My Aged Care
Home Care
Residential Care

Sun and UV Safety

Australian UV is strong regardless of temperature — covering the UV index 3+ protection threshold, the Slip Slop Slap Seek Slide 5 steps, and WHS protection for outdoor workers.

UV index
Sunscreen
Outdoor work

Home Alone and Discipline Laws

When a child can be left alone, the legal limits of discipline and corporal punishment, and the mandatory reporting system, with a focus on state differences. Covers holiday care-gap options and how to respond to intervention.

Child protection
Mandatory reporting
Discipline rules

Selective, OC and NAPLAN

Application procedures for public selective tracks (Opportunity Classes, selective schools, state systems) and a correct understanding of NAPLAN. State differences and official checkpoints organised.

Selective
Opportunity Class
NAPLAN

Preparing for spring thunderstorm asthma and pollen

How to prepare for spring thunderstorm asthma and pollen allergy in Australia. Covers checking forecasts and alerts, GP asthma action plans, inhaler categories, and emergency response.

Health
Asthma & allergy
Spring preparation

Australian Year 12, ATAR and university admission

We've put together the state certificate → ATAR → tertiary admissions centre application pathway for domestic students attending an Australian senior secondary school. See the early-entry and offer timelines and the application channels for all eight states and territories at a glance.

ATAR
university admission
domestic pathway

School English support for your child (EAL/D)

A guide to in-school English support for families new to Australia from non-English backgrounds. It covers the application and eligibility for intensive English centres, new-arrivals programs, and in-class EAL/D, along with the differences between states.

EAL/D
Intensive English
Settling into school

Preventing mosquito-borne disease

A summary, based on official sources, of prevention tips for Australia's spring–summer mosquito-borne diseases such as Ross River, Japanese encephalitis, and dengue, and how to check your vaccine eligibility.

Mosquito-borne disease
Japanese encephalitis vaccine
Summer health

Daily Life, Welfare & Tools

Australia Life Hub

Shopping, transport, healthcare, housing, education, and culture in one place. Supermarkets, transport cards, GP visits, finding a home, schools, and public holidays.

Shopping
Transport
Healthcare
Culture

Public Holidays Calendar

View 2026-2027 Australian federal and state holidays. Year/state filters, Google Calendar, and iCal download.

Federal Holidays
State Holidays
iCal

Centrelink Guide

An overview of the payments available in Australia, residency requirements and waiting periods, linking myGov, the claim process and support for different situations.

Residency Requirements
myGov
Claiming Payments

Cost of Living Calculator

Calculate and compare living costs across 12 Australian cities. City-specific FAQs included.

Rent
Transport
Groceries
City Comparison

Income Tax Calculator

Calculate 2026-27 Australian income tax. Resident/non-resident rates, bracket breakdown, take-home pay, Medicare Levy.

Tax Bracket
Take-Home Pay
Medicare Levy

Mortgage Calculator

Calculate home loan repayments, total interest, and amortization schedule. Compare P&I vs principal-only.

Monthly Repayment
Interest Rate
Amortization

Using AUWith

Sign-up, core features, posting and trading, notifications and profile.

Sign-up
Features
Profile
Trading

Free Interpreting & Translation (TIS · NAATI)

Even if your English is limited, communicate in your own language at hospitals, government offices and banks — a general guide to using the government's free telephone interpreting service TIS National (131 450, 24/7, 150+ languages) and NAATI-certified interpreting and certified translation for visa, licence and bank submissions.

Free interpreting
TIS National
Certified translation

Consumer Rights & Refunds (Australian Consumer Law)

The repair, replacement and refund rights guaranteed by Australian Consumer Law (ACL) when you buy a faulty product or get a poor service. Learn why a 'No refunds' sign is unlawful, and where to report a store that refuses.

Refunds & exchanges
ACL consumer guarantees
ACCC & Fair Trading reports

myGov & myID Setup (Gateway to Government Services)

To access Australian government online services such as Medicare, tax (ATO) and Centrelink, you need a myGov account and a digital ID. We cover everything from creating a myGov account and linking services (linking code) to installing myID (formerly myGovID) and its identity strengths (Basic, Standard, Strong).

myGov account
myID verification
Linking services

Natural Disaster Preparedness (Bushfire · Flood · Heatwave · Cyclone)

How to prepare in advance for the bushfires, floods, heatwaves and cyclones that hit every year. A guide for foreigners living in Australia covering the 4 Fire Danger Rating levels, how to read the Australian Warning System (Advice · Watch and Act · Emergency Warning), state disaster apps, and the difference between SES 132 500 and emergency 000.

Bushfire · Flood
Warning Levels
Emergency Prep

Pet Import & Quarantine (Dogs & Cats)

Bringing a dog or cat to Australia takes about 6 months. We've laid out the official DAFF process — checking your country group, microchipping, the rabies antibody test (RNATT), the import permit, and Mickleham quarantine.

Quarantine
Rabies RNATT
Import permit

NAATI certified translation and interpreting

A guide to the NAATI certified translation and interpreting needed when submitting foreign-language official documents to Australian government, immigration, and university bodies, the CCL test, and the difference from a certified copy.

NAATI
Certified translation
Immigration documents

Scam & fraud protection

From government and bank impersonation to visa, job, and investment scams — an overview of the scam types migrants in Australia most often encounter, how to spot them, and where to report if you are affected.

Scam prevention
Reporting scams
Safety

JP certification & certified copies

A guide to getting free document copy certification and statutory declaration witnessing from an Australian JP (volunteer public official).

JP
Certified copy
Certification

Getting free legal help

How to access free public services — Legal Aid, community legal centres (CLCs), tenants' unions — for tenancy, employment, fine, and immigration disputes, with interpreter support (TIS 131 450).

Legal Aid
Free advice
TIS interpreting

Family & Domestic Violence Support

From emergency 000 and 24-hour 1800RESPECT counselling to state protection orders and the visa Family Violence Provisions — the paths to help available regardless of visa status.

1800RESPECT
Protection orders
Visa FVP

Fines and infringement notices

Your four options and the process when you receive a parking, speeding or public transport infringement notice. Ignoring it can lead to licence suspension and enforcement action.

Infringements
Review
Paying fines

Wills & Powers of Attorney (Estate Planning)

Die without a will and your state's statutory intestacy rules apply. Validity requirements, official Public Trustee services and enduring powers of attorney — all at a glance.

Wills
Inheritance
Power of attorney

Getting married in Australia

A step-by-step guide to marrying in Australia — from the NOIM one-month rule and authorised celebrants to BDM marriage registration, recognition of overseas marriages and registering a de facto relationship.

NOIM
Marriage registration
International couples

When a Family Member Dies

A calm walk-through of verification of death and coronial procedures, BDM death registration, funeral arrangements and repatriation of remains, super and visa administration, and support for the bereaved.

Death registration
Repatriation
Bereavement support

Divorce and separation

From the no-fault 12-month separation requirement to the FCFCOA online divorce application, the 12-month property settlement time limit (separate from the divorce), and Child Support assessment.

Divorce
Separation
Child Support

Beach and Water Safety

From the swim between the red-and-yellow flags principle to identifying and escaping rip currents and rock fishing lifejacket rules — Australian water safety survival rules compiled from official sources.

Rip currents
Swim between the flags
Rock fishing

Alcohol, smoking and vaping rules

From public alcohol-free zones and indoor/outdoor smoking bans to pharmacy-only vape sales — the rules that differ from your home country and can easily catch you out with fines.

Alcohol rules
Smoke-free zones
Vaping

Responding to racism and discrimination

How to lodge a free complaint about racial discrimination at work, in housing or in services with the AHRC or your state anti-discrimination body — from gathering evidence to conciliation and interpreter support.

Discrimination help
AHRC
Free complaints

Reporting online harm (eSafety)

If you have suffered non-consensual image sharing or cyberbullying, you can report to the eSafety Commissioner and obtain a removal notice. Here is everything from preserving evidence to the reporting process, responding to threats and getting psychological support.

eSafety
Cyberbullying
Image sharing

Crime victim support

A guide to distinguishing emergency 000 from non-emergency 131 444, managing your event number, and applying for state victim support services and financial assistance. Visa holders can report and receive support in exactly the same way.

Victim support
Police reporting
Compensation scheme

Fishing and shellfish rules

A guide to state-by-state fishing licence systems, bag and size limits, and shellfish gathering rules. Illegally taking abalone or sea cucumber can lead to criminal prosecution.

Fishing licence
Bag limit
Abalone rules

Taking Part in the 2026 Australian Census

Everyone in Australia on census night is counted — international students and working holiday makers must take part too. Covers how to participate, the fine process, the ABS's statutory secrecy (no data to Home Affairs) and scam prevention.

Census
Participation duty
Privacy

Overseas document certification (apostille)

An overview of the DFAT apostille and authentication process for submitting Australian documents overseas — from checking the receiving country to the JP vs notary public distinction and preparation by document type.

Apostille
DFAT
Notarisation

Applying to a small claims tribunal

A practical guide to small claims applications across the 8 jurisdictions, including NCAT and VCAT. Covers written negotiation and time limits before applying, fee reductions, preparing evidence, attending the hearing and enforcing orders.

Tribunal
Small claims
NCAT

Matching names on official documents

If the name on your passport, visa, Medicare and bank records differs by even one letter, myGov linking and payroll processing can be blocked. Covers confusion types by language background, plus prevention and correction steps.

Name spelling
myGov
Identity verification

Ski and snow season safety

An alpine safety guide for Australia's ski season (June to September). Covers snow chain rules that differ by state, snow driving tips, national park entry fees and resort entry fees, clothing and weather preparedness.

Skiing
Snow driving
Alpine safety

Australia Dangerous Wildlife Safety

Everything for outdoor safety in Australia in one place — from the state-by-state dangerous wildlife map (snakes, spiders, sharks, jellyfish, crocodiles) to bite first aid, magpie swooping and safe tick removal.

First aid
Wildlife
Outdoor safety

Free Facilities & Transport in Australia (by Region)

Free perks that differ by region — free libraries, galleries, free buses, and more — at a glance on a map

Free libraries
Free galleries
Free public transport

Your Rights When Questioned by Police

A defensive-perspective summary of your right to silence, your right to request an interpreter, and your right to request to speak with a lawyer when you are questioned or interviewed by police. Including the distinction between arrest and assisting with inquiries — this is general information, not legal advice.

Right to Silence
Request an Interpreter
Speak with a Lawyer

Pool fence laws & drowning prevention

A summary of safety barrier (fence) laws for home pools and spas, state-by-state pool registration and certificates of compliance, sale and lease documents, and child drowning prevention.

Pool safety
Fence laws
Drowning prevention

Recognising and Supporting Elder Abuse

How to recognise financial, emotional, and neglect abuse and misuse of a power of attorney (POA), and get free, confidential support and reporting through official Australian pathways.

Elder abuse
Financial abuse
Help pathways

Self-defence items and weapons rules

Are self-defence spray, stun guns and knives legal in Australia? This guide sets out, from official sources, the state-by-state weapons rules and the "legal at home ≠ legal in Australia" misconception.

Weapons rules
Safety
Legal

Where to print, copy and scan documents

A guide to where to print, copy and scan resumes, visa paperwork and lease documents. Library membership (no citizenship or permanent residency needed), guest printing without joining, Officeworks self-service, file-transfer and payment traps, and links to each state's official library finder.

Printing
Library
Scanning

Free external tools

paperpack

Open-source calculator for working holiday tax and departing superannuation.

What you type is processed only in your browser and is not sent to a server.

Built by the operator of AUWith. Open source, MIT.

Your April Number

Shows how much each private health insurance product's premium changed on 1 April 2026 — the number for your own product, not the industry average. Built from Private Health Insurance Ombudsman open data (CC BY 3.0 AU).

No account, no tracking, and no requests to a server after the first load.

Built by the operator of AUWith. Open source (MIT), and not a government site.

rent check

Every landlord in Australia has to lodge the bond with the state, and the lodgement carries the rent — a public record of what a tenancy actually starts at, as against what the ad asked for. Enter an area, dwelling type and bedroom count to see the median and quartile range for new tenancies, and where your own rent sits in it. If you have had an increase notice, three dates check it against the 12-month rule and the notice period — a calculation against the dates, not legal advice. NSW, QLD and VIC.

No account and no tracking. The area, dwelling type and rent are sent to the server to look up the statistics; the three dates from an increase notice are worked out in your browser and never leave it.

Built by the operator of AUWith. Open source (MIT), and not a government site.

rate ledger

Australian banks must publish their advertised deposit and lending rates in machine-readable form under the Consumer Data Right, but when a rate changes it is overwritten in place, so yesterday's number is gone. This reads all of it once a day — 249 banks and brands, 4,746 products, 24,432 rates — and stores each rate as an interval, closing the old value and opening the new one when it moves, so what a bank was charging between two dates stays answerable. The ledger's own history starts on 1 September 2026, when collection began; the RBA cash rate goes back to every decision since 1990. These are advertised rates, not offers. What you are actually charged depends on your credit history, your loan-to-value ratio and any package you hold, so confirm with the bank.

No input fields, no account and no tracking. Requests go only to the tool's own server, to load whatever you have selected on screen.

Built by the operator of AUWith. Open source (MIT), and not a government site.

visa times

The Department of Home Affairs publishes how long each visa is taking now and republishes it over the top, so what it said last month is kept nowhere. This reads the department's own figures once a day and keeps each one with the dates it held — the 25th, 50th, 75th and 90th percentiles for 52 visa subclasses, and a separate list of the readings the department has quietly stopped updating. The record starts on 1 September 2026, when collection began. These are statistics about applications already finalised, not a promise about yours, and the department says so.

No account, no email and no tracking. What you type to filter the table is handled in your browser and is not sent to a server; requests go only to the tool's own server, to load the table and the history.

Built by the operator of AUWith. Open source (MIT), and not a government site.

These guides are for reference only. For the latest information, check the Australian Government official website (opens in a new window).

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