First Home Purchase — Government Support at a Glance
We have summarised the government support you can receive when buying your very first home in Australia. From the federal 5% Guarantee (First Home Guarantee), state grants (FHOG), to stamp duty exemptions and concessions — this is a general guide to the eligibility requirements, the differences between states, and how to apply.
This guide is general information, not legal, immigration or financial advice. It summarises, at a glance, the government support that anyone living in Australia (citizens and permanent residents) can receive when buying their first home.
The amounts, thresholds (price caps), phone numbers and application requirements of these support schemes change frequently. For example, from 1 October 2025 the federal 5% Guarantee abolished its income caps and place limits and raised its price caps. Before you actually apply, always check the latest details on the official sites below. Because the schemes and amounts differ between states, you must separately check the rules of the revenue office in the state where you intend to live.